Fintech Innovation Starts Here.

A fintech accelerator in Singapore and San Francisco

Bolt is an accelerator program that empowers fintech companies to go global, faster. Build in Singapore. Expand to San Francisco.
Reach the World.

Powered by Nium, the leader in real-time global payments.

Nium Platform Singapore Background

Join Bolt

Network, Explore, Build, Scale.

Collaborate with best-of-breed players in fintech. Access startup-friendly regulations. Plug into award-winning technology from Nium. Benefit from shortest company set-up times, breadth and depth of ecosystems like Banks, financial institutions, startups, and venture capitalists.

360° Learning Hub

Explore disruption while collaborating and building with other passionate and successful entrepreneurs. 

API Connect

Connect to an international payments rail via one single API connection. Span 190+ countries - 100 of which in real-time.

VC Network

Navigate today’s competitive Venture Capital ecosystem with Nium’s robust network and extensive fundraising experience.

Local Support

Benefit from dedicated Fintech specialists with expertise in technology, design, and various other fields.

roll up your sleeves

Code. Decode. Recode.

Cohorts come in on a rolling basis; each cohort are allowed five start-ups. Applications are always open.

Month 1

Onboarding

  • Business Logic
  • Basic Build
  • Architecting the Tech
  • UI/UX Flow

Month 3

POC

  • Revision
  • Iteration
  • Testing
  • Gap Analysis

Month 6

Demo

  • Pitch
  • Network
  • Launch
  • Graduate

Bolt accelerator program locations

Our Fintech R&D Hubs

Established in Singapore. Expanding to San Francisco, the heart of Silicon Valley. Bolt is a global accelerator program designed for seed-stage startups in the Fintech space.

With support services, technology access, workshops, coaching, and mentorship sessions, the Bolt program helps today’s startups become tomorrow’s Unicorns.

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NIUM’s AWARD-WINNING PLATFORM

Collect, Pay and
Settle Funds Globally,
in Real-Time.

190+ markets, Zero hassles

Payout

Payout to accounts, wallets, and cards in more than 190 markets. Pay employees, suppliers, local sellers and partners wherever you do business.

Learn more →
Local collection, global payments

Payin

Whether collecting salary payments or subscription revenues, Nium Payin allows you to collect funds in multiple currencies from customers worldwide.

Learn more →
Virtual and physical

Issue Cards

Modernize payments for global payroll, spend management, or travel companies with Nium’s virtual card solution.

Learn more →
Payout Product Image Payout Developer API Background
Issue Cards Developer API Background Payin Product Image Nium Issue Cards Product Image
Nium Issue Cards Product Image Issue Cards Developer API Background
Bolt Software API Bolt Software
Fintech is the future

Every great idea starts as a bolt

Every great idea starts as a bolt - a flash of energy, excitement and passion.

Our Fintech innovation hubs provide the ideal launchpad to turn your ideas into strikes of success.

Idea to enterprise. accelerated

Your Success. Yours Alone.

Bolt offers you the shortest time to market anywhere in the world. A global real-time payments infrastructure to plug and play. First-of-its-kind and independent Fintech research and development hubs in Singapore and San Francisco.

No predatory equity-in-lieu. No lien on future profits. Not even your intellectual property (IP). In short, no strings attached.

You create. We support.

Bolt fintech innovation hub
We’ve got you covered

Frequently Asked Questions

  • What is Bolt?

    Bolt is a 6-month global accelerator program designed for seed-stage start-ups in the Fintech space. With support services, technology access, workshops, coaching, and mentorship sessions, the Bolt program helps today’s start-ups become tomorrow’s Unicorns. Bolt is powered by Nium, the leader in real-time global payments.

    Bolt provides ready API access to plug-and-play across core product capabilities, which include:

    • Payout: Payout to accounts, wallets, and cards in more than 190 markets. Pay employees, suppliers, local sellers, and partners wherever you do business.
    • Payin: Whether collecting salary payments or subscription revenues, Nium Payin allows you to collect funds in multiple currencies from customers worldwide.
    • Issue Cards: Modernize payments for global payroll, spend management, or travel companies with Nium’s physical and virtual card solutions.

    Got a question and don’t find the answer anywhere here? Email us.

  • How is Bolt different from other innovation labs?

    Bolt provides a ‘no-strings-attached’ opportunity for seed-stage start-ups to build and scale their fintech solution.

    Plug into our API stack and build beautiful products, solutions, and services.

    In addition to the global rails connect via our APIs, Bolt also offers the opportunity for first-time entrepreneurs to connect with and gain from the wisdom of a wide network of Affinity Partners in the eco-system. These include government agencies, consulting firms, banks, academic institutions, etc.

    Most importantly, we take no lien on equity of your ideas or a future share of profit. Not even any IP. We are here to help you succeed. In your success lies our success.

  • When can I enroll?

    Our 6-month program functions in an ‘Always On’ mode. We accept only five start-ups per cohort. However, the cohorts do not run in consort, so applications can be submitted anytime.

  • Do you provide funding?

    Bolt does not provide any funding.

    We do help connect you with our network of Venture Capital partners and act as enablers through the journey.

    More importantly, we provide the one key component most start-ups launching their journey into the exciting world of entrepreneurship lack: a perspective on fundraising — gleaned from experience.

  • What if my company is registered in another country?

    Bolt accepts applications only from registered companies (not individuals). We are location agnostic, and your company could be registered anywhere in the world.

    However, the best way of partnering with us is to co-locate with Bolt – either in Singapore or in San Francisco. We believe that a vibrant ecosystem creates opportunities for serendipitous connections across a wide number of participants in the cohort to profit from perspective.

  • Got a question?

    Got a question and don’t find the answer anywhere here? Email us.

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Apply now.

Bolt | Fintech Innovation Lab | Powered by Nium

Fintech Innovation Starts Here.

Bolt is an accelerator program that empowers fintech companies to go global, faster. Build in Singapore. Expand to San Francisco. Reach the World.

Powered by Nium, the leader in real-time global payments.

Learn more about Nium →

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